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About Garlow Insurance Agency Inc
As individuals who appreciate the spirit of adventure, we understand the excitement of pursuing your passions and the needs that come with them. Our insurance options are designed with your passion and safety in mind, providing support and protection through every step of your journey.
At Garlow Insurance Agency Inc, we see each client as an adventurer with unique stories to tell and distinct coverage needs. With access to top companies in insurance, our friendly team is here to offer guidance and options, helping you navigate smoothly through your insurance choices so you can focus on your next big leap, knowing you have the coverage fits your needs.
Garlow Insurance Gives You Options
We proudly represent Safeco, Progressive, and more!
Insurance Solutions For Your Needs
Garlow Insurance Agency Inc offers a variety of personal insurance, business insurance, and insurance by industry solutions to help you protect what matters most.
The Garlow Insurance Agency Advantage
What makes our independent insurance agency different?
We offer a wide variety
of insurance solutions.
We are there for you in
your time of need.
We are by your side
every step of the way.
We are licensed
insurance advisors.
Our Clients Rave About Us
Check out our reviews and see why you should fly with Garlow Insurance Agency Inc.
“I have worked with Garlow Insurance Agency Inc for years not only for my personal insurance needs but for my real estate clients.”
Beth Hickman
“I have worked with Don & his team for years. They do a great job and are always on top of things. I highly recommend!”
John M.
“Have been very pleased with Garlow Insurance Agency Inc. They have always been responsive to my needs over the past 20+ years.”
Randy Farber
Manage Your Policies
Already a client of Garlow Insurance Agency Inc? Visit our Service Center to make requests and manage your insurance.
It’s easy to get distracted while driving. All it takes is an incoming text message, a fussy baby, or changing the radio station and your eyes are off the road long enough to crash into the slowing vehicle in front of you. As an owner/operator of the vehicle, you may be held financially responsible for any bodily injuries caused as a result of the accident.
Bodily injury liability covers your legal liability for a covered accident that involves injury to another person, up to the limit of liability you select. Purchase enough coverage to protect your assets should a claim be brought against you or if you are sued. You should also consider purchasing an excess liability policy which may provide additional limits of liability.
When involved in an auto accident, you and your family may be financially responsible for any damage caused by your vehicle to someone else's property. The amount required, if any, can vary by state.
The property damage portion of your auto insurance policy protects you if your car damages someone else's property, such as another car, a fence, or a building. In some instances, you may be able to choose your coverage limit, or it may be a standard amount dictated by the insurer or local laws.
Depending on the severity of the injuries suffered in an automobile accident, whether caused by you or by the other vehicle, it's not uncommon for healthcare costs to run into the thousands of dollars, with a large portion being out-of-pocket expenses not covered by your health plan.
Medical payments coverage or Personal Injury Protection, depending on where you live, can help cover some medical expenses and funeral expenses of covered drivers and passengers after an accident. The exact requirements, limits, and coverage can vary by state, so it's important to understand what's required where you live.
What happens when the driver who hit you doesn't have enough liability coverage? Or, even worse, they take off? Research has shown that this happens more than you might expect. If you’re in a collision with someone who is uninsured or underinsured, you can be left to pay out-of-pocket for damages and medical expenses not covered by the other driver.
Uninsured/underinsured motorist damage coverage may compensate you for bodily injury and lost wages caused by an uninsured motorist, a hit-and-run driver, a driver whose automobile insurance company is insolvent, or a driver who has not purchased enough coverage to pay for damages.
Your automobile can be a fairly costly investment – one that is exposed to many potential losses caused by weather related events, theft, and other circumstances that may be out of your control.
Physical damage coverage can protect your vehicle if it is damaged in an accident (collision coverage), is damaged by something other than a collision (comprehensive coverage) with a vehicle or object or if your vehicle is stolen. This coverage is optional if your vehicle is paid in full, but it is coverage you should consider if you want to fully protect your vehicle.
When your vehicle is being repaired or replaced due to a covered loss, you may have to rent a vehicle to get you to and from your daily responsibilities without any interruption. Vehicle rental can get expensive, especially over an extended period of time.
Rental coverage/ loss of use is an inexpensive option you can add to your auto insurance policy to pay for the cost to rent a temporary replacement vehicle or the cost of public or private transportation if your vehicle is ever in an accident. This coverage is available in a variety of daily limits.
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