Boat/Watercraft Insurance

Do you own a boat or watercraft in Virginia? Maybe a couple of Jet skis for the river? If so, you should have them covered with a boat/watercraft insurance policy from Garlow Insurance Agency. This policy will insure numerous types of boats and offer several benefits should you encounter an unfortunate accident while out on the water.

What Is Covered?

We insure the following types of watercraft:

  • Bass Boats
  • Canoes
  • Jetboats
  • Sailboats
  • Wakeboard Boats
  • Jet skis
  • Pontoon Boats

No matter which type of boat or watercraft you choose, we offer a policy that will cover it. While the state of Virginia does not require boat insurance, it is highly recommended, especially with water activity in this state on the rise over the last decade. All of these watercraft have the potential to be involved in accidents and could cause significant financial damage.


Collision Coverage

Annually, the freshwater lakes and rivers in Virginia see dozens of boating accidents throughout the summer when traffic is high. Should your boat or watercraft be involved in a collision with another boater, you will have coverage to make repairs to your ship if that boater is uninsured. Even if the accident is not your fault, collision coverage will guarantee that your boat can be repaired.


Liability Coverage

Maybe the accident was your fault. Accidents do happen, and the Virginia boater is not immune to them. If the accident is your fault, you will be able to cover any damages that you are liable for regarding the other watercraft. You will also have the ability to cover any medical expenses or personal damages that are suffered by passengers of either boat.

Get Your Coverage Today

Before you head out to the lakes or rivers of Virginia, contact Garlow Insurance Agency Inc. for a quote on your boat/watercraft insurance policy. We are happy to secure your summer cruise on the ocean, river, or lake with quality insurance.


312 Cedar Lakes Drive #201
Chesapeake, VA 23332

(757)  548-1515

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