Afternoon, Don Garlow here, Garlow Insurance. Welcome to our first frequently asked question video. Our first frequently asked question is, is hazard insurance and homeowners insurance the same thing? Well, answer that would be, most likely when you buy hazard insurance, you’re being asked that question probably from a mortgage company because you’re buying a home. And that’s the term that they use.
Homeowner’s policy gives you your building, your personal property, liability insurance, and various things especially items like your guns, new jewelry, that’s all included. However, it does not include your flood. So, short and simple. There’s the answer today. Hazard insurance is homeowners insurance. That’s it. See you next time. Thank you.
Call Garlow Insurance Agency in Chesapeake VA at (757) 548-1515