Business Insurance Coverages – Cases #5 and #6 – Chesapeake VA

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Bad Luck Case #5
We review the need for Employment Practices Liability Insurance.

Bad Luck Case #5

Employment Practices Liability Insurance

Bad Luck Case #6
A Key Man Life Insurance Policy would have been very helpful, giving the business valuable time to recover from the loss.

Bad Luck Case #6

Key Man Life Insurance Policy

Call Garlow Insurance Agency in Chesapeake VA at (757) 548-1515

Business Insurance Coverages – Cases #3 and #4 – Chesapeake VA

See how Bad Luck Case #3 might have been improved with a Property Insurance Policy that included Debris Removal Coverage, along with Business Income Insurance.

Bad Luck Case #3
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Property Insurance Policy
Debris Removal Coverage
Business Income Insurance

Bad Luck Case #4 reveals a very real need for Cyber Liability Insurance with Data Ransom Coverage

Bad Luck Case #4
Cyber Liability Insurance with Data Ransom Coverage

Call Garlow Insurance Agency in Chesapeake VA at (757) 548-1515

Business Insurance Coverages – Cases #1 and #2 – Chesapeake VA


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Garlow Insurance Agency is here to help guide you through the perils that you likely don’t anticipate.

Bad Luck Case #1
In this example, the hefty legal and judgment costs would have been covered by Hired and Non-Owned Auto Liability Insurance, up to purchased policy limits.

Bad Luck Case #2
ACME had Worker’s Compensation Insurance that covered Julie’s expenses, but not Colleen’s. The state identified that ACME had misclassified Colleen, which led to hefty penalties and judgments for medical costs and damages.

Call Garlow Insurance Agency in Chesapeake VA at (757) 548-1515